Punjab Banks to Remain Closed on Friday: Know Why Branches Will Stay Shut on September 4

Chandigarh, September 1, 2026: Customers planning to visit bank branches in Punjab this Friday should take note: banks across Punjab will remain closed on September 4, 2026, on account of Janmashtami.

September 4 falls on a Friday this year, and Janmashtami is included in Punjab’s 2026 bank-holiday calendar.

Why Are Banks Closed on September 4?

The holiday is being observed for Shri Krishna Janmashtami, which marks the birth of Lord Krishna.

In 2026, Janmashtami falls on Friday, September 4. The festival will be observed with fasting, prayers, devotional programmes and midnight celebrations in many parts of India.

For Punjab, the date is specifically listed as a bank holiday, meaning physical bank branches will remain closed.

Is September 4 a Bank Holiday Across India?

Not necessarily.

Bank holidays in India are determined by the Reserve Bank of India’s state-wise holiday calendar, so the dates can vary between states and banking centres. September 4 is listed as a bank holiday in Punjab, along with several other states.

Therefore, customers travelling outside Punjab should check the holiday schedule applicable to their particular state.

What About ATMs and Online Banking?

Although bank branches will be closed, customers can continue to use most digital banking services, including:

UPI payments
Mobile banking
Internet banking
ATM withdrawals
Debit-card transactions
Fund transfers through digital channels

However, certain branch-dependent services such as cash deposits, cheque-related work, demand drafts and other in-person banking services may have to wait until branches reopen.

Next Bank Holidays in Punjab

After the September 4 Janmashtami holiday, the next scheduled bank closures in Punjab are:

Date Day Reason
September 4, 2026 Friday Janmashtami
September 12, 2026 Saturday Second Saturday
September 26, 2026 Saturday Fourth Saturday
October 2, 2026 Friday Gandhi Jayanti

Punjab’s 2026 holiday schedule confirms September 4 as the Janmashtami bank holiday, followed by the regular second and fourth Saturday closures.

Plan Your Banking Work in Advance

Customers who need to visit a bank branch in Punjab are advised to complete important transactions before Friday, September 4, or plan them for the next working day.

The holiday will affect physical branch operations, but digital banking channels are expected to remain available.

Key Highlights
Punjab banks will remain closed on Friday, September 4, 2026.
The closure is for Janmashtami.
Janmashtami marks the birth of Lord Krishna.
ATMs, UPI, mobile banking and internet banking generally remain available.
Bank holidays vary from state to state.
Punjab’s next scheduled bank holidays are September 12 and September 26, both Saturdays.