Jalandhar Hospitals Under Mukh Mantri Sehat Yojana: Where Can You Get Treatment Up to ₹10 Lakh?
Kamal Singh|Newsdesk7
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alandhar, Punjab: The Punjab government's Mukh Mantri Sehat Yojana (MMSY) has significantly expanded health coverage for residents of the state, providing cashless treatment of up to ₹10 lakh per family per year at government and empanelled private hospitals.
Jalandhar, Punjab: The Punjab government's Mukh Mantri Sehat Yojana (MMSY) has significantly expanded health coverage for residents of the state, providing cashless treatment of up to ₹10 lakh per family per year at government and empanelled private hospitals. The scheme was launched with the aim of reducing the financial burden of major medical treatment on Punjab families.
For residents of Jalandhar, the key question is: Which hospitals can be used under the scheme, and what should beneficiaries know before seeking treatment?
What is Mukh Mantri Sehat Yojana?
Mukh Mantri Sehat Yojana is Punjab's expanded state health-protection programme. The annual family coverage has been increased from the earlier ₹5 lakh level to ₹10 lakh. Treatment is available through government hospitals and hospitals empanelled under the scheme.
The scheme is designed to cover a wide range of medical procedures and hospitalisation packages. Current published information indicates that the programme includes more than 2,300 treatment packages.
Key Features at a Glance Feature Details Maximum annual cover Up to ₹10 lakh per family Treatment type Cashless at eligible hospitals Hospitals Government + empanelled private hospitals Coverage Numerous medical and surgical procedures Family coverage Family-based annual benefit Pre-existing diseases Covered under the scheme's applicable rules Geographical access Punjab and eligible empanelled facilities, including Chandigarh
The scheme has reportedly crossed 50 lakh e-health cards issued, while approximately 5.1 lakh patients had received cashless treatment worth more than ₹914 crore within the first six-and-a-half months, according to figures cited by Punjab's health minister.
Jalandhar Hospitals Listed Under the Scheme
A currently published Jalandhar district list includes several private hospitals and speciality centres. However, empanelment and individual treatment packages can change, so patients should verify a hospital's current MMSY status before admission.
The published list includes:
Dr Thind Eye Care Pvt. Ltd. Capitol Hospital Aastha Hospital Duggal Eye Hospital Amar Hospital H.P. Orthocare Hospital Mann Mediciti Hospital Arora Eye Hospital Retina Centre Goel Kidney Care Hospital PMG Children Hospital Global Hospital Jalandhar Pasricha Hospital & Maternity Home Arman Hospital NHS Hospital (Unit of NASA Brain and Spine Centre)
Other government facilities may also provide treatment under the scheme, subject to the applicable package and authorisation.
Some Well-Known Jalandhar Hospitals to Check
Among the hospitals that appear in local health networks or have been associated with government health schemes, patients may come across facilities such as:
Important: A hospital being part of another government/insurance network does not automatically mean every treatment is covered under MMSY. Patients should confirm current MMSY empanelment and the specific treatment package with the hospital's Ayushman/MMSY desk.
What Treatment Can Be Covered?
The scheme is intended to cover a broad range of hospitalisation and treatment packages, including major surgeries and treatment for serious illnesses. The exact benefit depends on whether the required procedure is included in the approved package list and whether the hospital is authorised to provide that package.
For example, Punjab has reported significant use of the scheme for cancer treatment. As of July 18, 2026, more than 8,000 cancer patients had received cashless treatment under the programme, with government expenditure reported at about ₹20.22 crore.
How to Use the Scheme at a Jalandhar Hospital
Before going to the hospital, beneficiaries should:
1. Carry their MMSY/e-health card Keep the health card and required identification documents with you.
2. Visit the hospital's scheme/beneficiary desk Ask specifically whether the hospital is currently empanelled under Mukh Mantri Sehat Yojana.
3. Check the treatment package Not every medical service or investigation is necessarily covered simply because a hospital is empanelled.
4. Obtain pre-authorisation where required For planned procedures, the hospital may need to obtain approval through the scheme's system before treatment.
5. Confirm whether any payment is required Eligible treatment covered under an authorised package should be provided on a cashless basis according to scheme rules.
₹10 Lakh Does Not Mean ₹10 Lakh Cash
One important point that beneficiaries should understand is that the ₹10 lakh is a maximum annual health-cover limit for eligible treatment, not money deposited into a patient's bank account.
The benefit is generally provided through cashless treatment against approved medical packages at participating hospitals.
What Patients Should Check Before Admission
Before starting treatment, ask the hospital:
Is this hospital currently empanelled under MMSY? Is my particular treatment covered? What is the approved package amount? Is pre-authorisation required? Which medicines, investigations and consumables are included? Will I have to pay anything separately? Can I receive a written explanation if a treatment is denied?
Keeping copies of medical records, approvals, bills and communications can also be useful if a dispute arises.
Why the Scheme Matters for Jalandhar
For families facing expensive surgeries, cancer treatment, cardiac procedures, kidney-related treatment and other major medical expenses, cashless government health coverage can substantially reduce out-of-pocket expenditure.
The Punjab government has positioned MMSY as a universal health-protection initiative, and the programme's growing treatment numbers indicate significant utilisation across the state.
Final Word
If you live in Jalandhar and need expensive medical treatment, don't assume you have to pay the entire hospital bill yourself. First check whether your treatment is covered under Mukh Mantri Sehat Yojana and whether the hospital is currently empanelled for that particular package.
Hospital empanelment and package availability can change, so verify the latest status before admission.
